Best Mortgage Brokers in Melbourne

We reviewed 131 mortgage brokers in Melbourne to find the best in the city. If you’re looking for a mortgage broker near you, you’ll want to trust a Top Expert.

By Christian Sculthorp
Last edited on: February 23, 2024
We do all of the research, so you don't have to!

Top 15 Mortgage Brokers in Melbourne

Choosing the best mortgage broker in Melbourne gives you access to first-rate services from a knowledgeable expert in property transactions. We have carefully evaluated our top mortgage brokers in Melbourne based on the following criteria:

Table of Contents

Finding the best mortgage broker is key to obtaining competitive mortgage rates, especially when obtaining a mortgage through a standard bank isn’t feasible. In Melbourne, mortgage broker services are generally offered at no extra cost for most residential property transactions, particularly for those who qualify with a standard lender.

Our review of Melbourne’s top mortgage brokers gives you access to the best mortgage options and rates available. Dive into our list to discover why these brokers are highly recommended.

AUSUN Finance Logo

1. AUSUN Finance

Address:369 Camberwell Rd, Camberwell VIC 3124
Phone:03 9500 2200
Website:http://www.ausunfinance.com.au/
Reviews:5/5 ⭐ from 590 reviews across 1 profile
Services:Home Loans, Commercial Loans, SMSF Loans, Car Loans

AUSUN Finance is a medium-sized mortgage brokerage with 50+ employees, including brokers and support staff. Several of their brokers, like Thomas Tang, previously worked in banks and private lending companies and got tired of giving biased advice to clients.

Each AUSUN broker believes recommendations should stem from well-researched information and be centred on the client’s needs and situation. The firm alone has amassed over 20 awards from different institutions, including The Adviser and MFAA.

Founder and Managing Director Jun Sun is also an award-winning mortgage broker with more than a decade of experience crafting the right financial pathways for his clients. AUSUN Finance has an impressive client portfolio, from first-time homebuyers to high-net-worth commercial investors. All of the firm’s mortgage brokers are licensed credit representatives, so you are definitely in safe hands.

Customer Review Highlights:

“Great experience with AUSUN finance and thanks Millie and Lisa so much for their help. They are very experienced brokers and give me good and practical suggestions all the time. They even design particular finance plans for all the individual clients, that helps me to get my re-finance successfully being approved in just a few days, at the same time saved me a lot of money, what the amazing result they have achieved! Will absolutely introduce them to all my friends and family. Thanks Millie and Lisa again, you ladies are legend!”

ARG Finance Pty Ltd Logo

2. ARG Finance Pty Ltd

ARG Finance Pty Ltd
Address:Unit 10/202-220 Ferntree Gully Rd, Notting Hill VIC 3168
Phone:1300 511 655
Website:http://www.argfinance.com.au/
Reviews:4.9/5 ⭐ from 403 reviews across 2 profiles
Services:Home Loans, Commercial Loans, Asset Finance, Property Investment, Car Loans

ARG Finance is a boutique mortgage company based in Melbourne, led by founder and director Rakesh Gupta. His team of experienced professionals focuses on providing the best financial solution for clients, no matter how large or small the project is.

Working with ARG Finance means that clients benefit from the expertise of an experienced team that understands the ins and outs of the mortgage and loan process. Whether securing business loans, refinancing loans or asset finance, these numbers enthusiasts will ensure clients access the most suitable loan options available.

As a bonus, clients can also take advantage of debt consolidation solutions to get their finances back on track quickly and seamlessly. Rakesh has a wealth of experience in the mortgage brokering industry and has worked with all types of lenders since 2009. He was a finalist in the Finance Brokers Association of Australia (FBAA) Mentor of the Year Award in 2019 and won the 2017 Best Diversified Business Award of the Australian Finance Group.

Customer Review Highlights:

“Mr. Vikram mortgage broker from ARG Finance performed beyond our expectations. He was extremely professional and courteous. Every step of financial queries, he just hold our hand and shows up the path of loan process. He was super responsive, friendly and knowledgeable. I would highly recommends to all my friends about ARG Financial Services. Thanks for excellent help in this financials crisis time & internet rate is going out of control. God bless you all ARG Financial team. Cheers.”

3. Mortgage Advice Bureau

Address:308a Bay Rd, Cheltenham VIC 3192
Phone:03 8555 2017
Website:https://www.mortgageadvicebureau.com.au/
Reviews:5/5 ⭐ from 366 reviews across 2 profiles
Services:Home Loans, Property Investment

Mortgage Advice Bureau, a major mortgage network headquartered in the UK, has earned more than 150 national accolades throughout its history setting a high standard for excellence in the mortgage lending industry.

The success of this well-esteemed network has led to their most recent expansion into Australia, opening an office in Melbourne in 2016 and establishing links with over 40 Australian banks and lenders, including Citibank, Bluestone, ING, and Thinktank.

Customers can look forward to fast and accurate assistance when they use Mortgage Advice Bureau, giving them access to expert advice on refinancing, property investments, and home loans without hassle. Specializing in reliability and professionalism, Mortgage Advice Bureau’s resolute commitment to professional services provides customers with a stress-free loan experience.

Customer Review Highlights:

“We used My Mortgage Advice to help guide us through getting the best product for our needs. Needless to say, the team blew us away and went above and beyond. They were eager to educate us along the way, incredibly responsive to all our calls and queries, and made a massive effort to ensure we get a great product fit and loan responsibly.”

Mortgage Broker Melbourne Logo

4. Mortgage Broker Melbourne

Address:11/456 Lonsdale St, Melbourne VIC 3000
Phone:1800 111 626
Website:https://mortgagebrokermelbourne.net.au/
Reviews:5/5 ⭐ from 349 reviews across 2 profiles
Services:Home Loans

Mortgage Broker Melbourne is a boutique brokerage that offers mobile consultation, where their brokers come to you wherever you are in the Melbourne CBD. They don’t charge extra fees since lenders pay them once your loan application is approved.

Eight licensed brokers make up their team, each having worked in the finance industry for at least a decade. Marc Barlow, one of the lead brokers, has been a professional lender for almost three decades. With Mortgage Broker Melbourne, you get a dedicated mortgage broker from start to finish, ensuring a smooth process.

Since 1999, this company has served Melbourne CBD and its surrounding suburbs to find the most suitable home loans according to their situation. Despite the team’s size, their efforts and work have been recognised by reputable finance media platforms, including The Adviser and The Australian Broker. To give you peace of mind that you can trust this company, they carry Professional Indemnity Insurance.

Customer Review Highlights:

“Maurizio and team were fantastic to deal with. From the outset Maurizio explained the process to me and carefully listened to what I needed. He offered a variety of mortgage options for me to choose from, and looked at a number of different banks to see what would best suit me. Any questions I had along the way were always responded to in a timely fashion. Definitely recommend! And shout out to Kirsty too, who was super helpful”

Entourage Finance Logo

5. Entourage Finance

Address:Level 5/9-11 Cremorne St, Cremorne, Richmond VIC 3121
Phone:03 9421 1651
Website:https://entourage.com.au/
Reviews:5/5 ⭐ from 331 reviews across 2 profiles
Services:Home Loans

True to their name, Entourage ensures you get an entire team of mortgage experts who can help you find the best loan program that could maximise investment returns. Managing Director Damien Roylance started Entourage Finance in 2015 but has been a licensed mortgage broker since 2006.

He enjoys finding the right solutions to highly complex situations and takes care of the company’s high-net-worth clients. Entourage is proud of its working culture. They’ve created a space where each member gets the support to achieve their best, and this has been recognised by Great Place to Work®.

This kind of support reflects onto their clients, ensuring clients get only the best of their expertise and dedication. With over 240 5-star Google Reviews, and a 97% average loan approval rate, you know you’re talking to the right people.

Customer Review Highlights:

“Extremely impressed with the services provided by Entourage. My husband and I are first home buyers and the team at Entourage made the process of purchasing our first property seamless and pleasant. Candice was exceptional to work with and processed our pre-approval very promptly. She maintained excellent communication with us and kept us informed throughout. We are so thankful to her and the team at Entourage and would highly recommend them.”

6. Jett Finance Group

Jett Finance Group Website
Address:Level 10/440 Collins St, Melbourne VIC 3000
Phone:1300 441 664
Website:http://www.jettfinance.com.au/
Reviews:5/5 ⭐ from 319 reviews across 2 profiles
Services:Home Loans

Jett Finance is a WestPac Platinum Broker and Commonwealth Bank Elite Broker with over 10 years of experience in loan brokering. They cater to clients looking for the right home, personal, investment, car loans, and more. They are also affiliated with 40+ lenders and have access to 100+ loan programs.

Jett Finance believes that quality service is imperative when dealing with money, and that’s what they strive to deliver daily. Clients can consult with them for free and unlimitedly. Hasitha Dharmasena is the CEO and Founder of Jett Finance, and he works with a passionate team of liaison executives and business managers to give the best quality services to his clients.

Jett Finance regularly offers discounts and cashbacks up to $4000. You can visit their website to see their running promos or contact them directly to speak to a licensed broker.

Customer Review Highlights:

“Received great service from Hasitha and his team. Good communication throughout, highly responsive to our queries and handled our loan application with great professionalism. As first home owners we are very satisfied with their service. Allowed a smooth application process in a timely manner. Would highly recommend Jett Finance to anyone seeking Mortgage assistance. Thank you so much!”

AXTON Finance Logo

7. AXTON Finance

Address:114 Auburn Rd, Hawthorn VIC 3122
Phone:03 9939 7576
Website:https://www.axtonfinance.com.au/
Reviews:5/5 ⭐ from 252 reviews across 2 profiles
Services:Home Loans, SMSF Loans, Property Investment

Since founding Axton Finance, Clinton Waters has embodied the core values of trust, communication and excellence in his approach to providing mortgage advice and products.

His company caters to each client’s individual needs by having access to more than 30 banks and lenders – including the big four – which allows them to provide tailored solutions that fit the specific requirements of each borrower.

The commitment to these core values sets Axton Finance apart from its competitors, ensuring customers get a high-quality offering time after time. Clinton has extensive experience in the mortgage brokerage industry.

His 20 years within this industry have seen him settle over $1 billion in mortgages, putting his expertise and knowledge of the sector to the test. He holds many credentials and certifications, such as an ASIC licensed credit representative and a Hall of Fame accredited mortgage broker through PLAN Australia.

Customer Review Highlights:

“From the beginning to the end of my refinancing, Luke was extremely helpful, professional, and knowledgeable. He made the process so smooth that it ensured I had full confidence in him as my broker. He took the time to guide me through every option and was quick to answer any questions I had. I highly recommend Luke to anyone looking for a broker that really cares about them and will go above and beyond to find the best deal for you.”

8. Mortgage Compare Plus

Mortgage Compare Plus Website
Address:G06/2 Winterton Rd, Clayton VIC 3168
Phone:0412 110 118
Website:http://www.mortgagecompareplus.com.au/
Reviews:5/5 ⭐ from 247 reviews across 2 profiles
Services:Home Loans, Commercial Loans, Asset Finance, Unsecured Business Loans

Steve Keramidas’ Mortgage Compare Plus has provided consumer and business loan solutions since 2016. Steve launched this firm following an accomplished career at the NAB as a bank manager for half a decade.

Mortgage Compare Plus is an independent mortgage broker that represents customers in lieu of the banks and settlements processes. Clients benefit from their expertise as they can assist with refinancing options, debt consolidation, first home buyers and investments.

With a knowledgeable team of staff members who understand the importance of tailoring their services to meet the needs of their clients, Mortgage Compare Plus combines convenience with affordability for successful results. Steve is a premium broker with a strong connection with Westpac, Bank of Melbourne, and Commonwealth Bank Australia.

Customer Review Highlights:

“I’ve been dealing with Steve for years since he was a branch manager at NAB. I have used his services numerous times and he has never failed to provide the best service each and every time. He’s knowledgeable, trustworthy and has your best interest at heart at all times. No surprises that he’s rated one of the top 10 Mortgage Brokers in Melbourne. I highly recommend Steve to anyone that is looking to refinance, purchase a property or any other lending needs. Thank you again Steve. 👍🏻”

Intuitive Finance Logo

9. Intuitive Finance

Address:1/218 Bay Rd, Sandringham VIC 3191
Phone:1300 342 505
Website:https://intuitivefinance.com.au/
Reviews:4.9/5 ⭐ from 239 reviews across 2 profiles
Services:Home Loans, Commercial Loans, Self-employed Loans

Since 2002, Intuitive Finance has rapidly become one of Melbourne’s most respected mortgage brokers. They consistently uphold quality standards and prudently select the people they work with to ensure the best for their clients.

Intuitive Finance caters to a wide range of customer types. From first-time homebuyers to established investors and self-employed professionals who often struggle to establish their financial capabilities, Intuitive Finance can find the right lenders for you and help you plan the timing of your application. Andrew Mirams is the managing director and has settled over $1.5 billion in loans.

He is regularly featured in the top 100 mortgage brokers. Besides helping their immediate clients, this company is passionate about giving back to the community. They support Challenge, Movember Foundation, Lungitude, the North Melbourne Football Club and more.

Customer Review Highlights:

“Intuitive Finance assisted us with re-mortgaging our house. The team was excellent in every way! Dealing with this company have given me confidence in the process which is usually a dreadful process. Each part of the process was handled effectively and very efficiently and I did not have to stress about anything as they had everything under control! I will certainly use intuitive finance for all my future property purchases! Thanks team! Great work!”

Mortgage Corp Logo

10. Mortgage Corp

Address:238 Coppin St, Richmond VIC 3121
Phone:1300 138 943
Website:https://www.mortgagecorp.com.au/
Reviews:5/5 ⭐ from 206 reviews across 2 profiles
Services:Home Loans, Investment Loans

Mortgage Corp emphasises that a good mortgage broker is more than just someone who helps you get a loan. They believe that a good mortgage broker crafts a comprehensive loan structure and plan that maximises your investment opportunities and facilitates tax savings at discounted rates.

They have a great network of accountants, mortgage brokers, property solicitors and conveyancers, all working together to find the right property loan strategy for you. Senior Mortgage Strategist Neil Carstairs is an active property investor with 15+ years of experience settling client loans.

Dubbed by his clients the “Mortgage Miracle Worker”, he was instituted as a Hall of Famer by the Professional Lenders Association Network of Australia (PLAN) and continues to love untangling complex loan situations. You can schedule a free loan consultation with the Mortgage Corp team to see whether they’re a good fit for you or not.

Customer Review Highlights:

“Fantastic Service, Access to the best rates, Awesome determination to help Neil worked with us for 8 months and was relentless in assisting us in getting pre-approval for the best loan structure to suit our needs. Where other brokers never returned my calls (presumably because our situation was complex and they couldn’t be bothered)… Neil constantly kept me updated and checked in with me regularly. He ALWAYS made the time for my calls and questions. Neil followed through right up until settlement to ensure everything went smoothly. I will continue to work with Neil, as he has advised he can assist us again to get even better rates if lower rates become available down the track.”

What If We Finance Logo

11. What If We Finance

Address:
Level 14/333 Collins St, Melbourne VIC 3000
Phone:03 8804 1354
Website:https://melbournemortgage.com.au/
Reviews:5/5 ⭐ from 199 reviews across 2 profiles
Services:Home Loans

What If We Finance is an independent mortgage brokerage in Melbourne. Since opening its doors in 2008, this company has established itself as a trusted authority on home loan products, offering clients greater access to over 2000 loan products via their industry experts.

They hold both an ASIC Credit License and a consistent accreditation with the Mortgage Finance Association of Australia. Clients can rely on What If We Finance to guide them every step while finding the perfect loan solution for them – whether it’s their first home loan or mortgage refinancing – without paying any service charge.

Natalie Mile, a client, highly recommends the What If We Finance service. She said the process was easy because the team was professional, super responsive, and transparent about the steps required.

Customer Review Highlights:

“Spiro and his team were brilliant to deal with, always available and quick to respond to any questions or concerns while regularly updating me with developments. Very professional and super helpful in explaining more complicated elements of the finance process, my property purchasing experience could have been a very stressful one if not for Spiro’s hard work. Highly recommend What If We Finance!”

Accession Finance Logo

12. Accession Finance

Address:
4/84 Ferguson St, Williamstown VIC 3016
Phone:03 9397 2824
Website:http://www.accessionfinance.com.au/
Reviews:5/5 ⭐ from 153 reviews across 2 profiles
Services:Home Loans, Property Investment, Vehicle Finance

Accession Finance is led by MFAA-accredited broker Tim Reynolds who holds a Diploma in Financial Services and a Certificate IV. They’re proud of operating under high ethical standards and don’t charge clients additional fees since lenders pay brokers whenever a client signs up.

As brokers, Tim and his team maintain an exceptional level of transparency and neutrality, which means they don’t favour any particular lenders. They’re dedicated to doing the hard work for you, shopping around for suitable loan programs and negotiating on your behalf.

While they have a physical office in Melbourne, Accession Finance accepts clients from all over Australia since they work with over 20 lending institutions nationwide. One discovery zoom call is all it takes for them to start researching for your best options. Whether you need a car loan, property loan, construction loan, SMSF, and more, Tim and the rest of the Accession team — Tom, Natalie, Abbey, and Stacey — are ready to answer your questions.

Customer Review Highlights:

“Working with the team at Accession Finance was not only easy but so quick and efficient. They knew exactly what I wanted and being a Sole Trader were able to get the best home loan for me and my business. They worked with the requests from the vendor to make it a swift and smooth transition for all. I highly recommend Tim and his team.”

13. Archer Mortgage Group

Archer Mortgage Group Website
Address:
39/40 Porter St, Prahran VIC 3181
Phone:03 9067 5640
Website:http://www.archermortgagegroup.com.au/
Reviews:5/5 ⭐ from 143 reviews across 2 profiles
Services:Home Loans, Property Investment, Vehicle Finance, Commercial Loans

With almost 100 Google 5 star-ratings, the Archer Mortgage Group is a sought-after mortgage adviser located in Prahran. Plenty of their clients have noted how they went over and beyond expectations and how easy it was to communicate with them.

Gee Taggar wanted to change the nature of typical lending services, thus created a full-service loan brokerage that implements a more holistic approach. In 2017, Gee was recognised by Adviser Magazine in their 30 Under 30 Top Broker Awards, and he continues to apply the same lending principles he learned while working at Commonwealth Bank.

Gee works with MFAA-accredited broker Jas Makkar who is passionate about helping clients save money from loan interests and taxes. Their team has built great relationships with lenders, conveyancers, real estate agents, financial planners, and more to help them customise the right mortgage and property investment plan for you.

Customer Review Highlights:

“Gee, Kanishka and Rushdie helped me navigate a complex process of selling and borrowing at the same time. They take the hassle out of the process. Gee and his team are perfect to work with especially if you are a busy parent and/or have no capacity to understand the complexities and nuances of borrowing under different and changing conditions. Special shout-out to Kanishka for providing fantastic customer service.”

Funding Assist Logo

14. Funding Assist

Funding Assist Website
Address:
Suite 103/204/214 Dryburgh St, North Melbourne VIC 3051
Phone:1300 265 743
Website:https://www.fundingassist.com.au/
Reviews:5/5 ⭐ from 136 reviews across 2 profiles
Services:Home Loans, Investment Finance, Asset Finance

Funding Assist is an easy-to-talk-to mortgage broker led by finance graduate Harmeet Kaur. Harmeet is a natural at keeping things client-focused; that’s why her clients easily see her as professional, friendly, and hardworking at the same time.

His team consists of licensed mortgage brokers and financial advisers who are equally passionate about helping people find the right opportunities. Whether you’re constructing your dream home, starting your investment portfolio, refinancing your current home, or studying personal finance, Funding Assist can guide you through it.

This company works with all reputable lending institutions and speaks with other professionals like solicitors to ensure you only get what’s best for you. In 2020, Funding Assist became a finalist of AFG. If you need a quick estimate of your premiums, borrowing power, and more, Fundin Assistant has online calculators which you can easily access for free.

Customer Review Highlights:

“We did go for our first home loan with Harmeet and she was absolutely a gem to work with. She is very approachable, proactive and knowledgeable. She answered all the questions promptly that we had, and has been very patient with us. She made the process so smooth for us. I would highly recommend her to everyone. Thank you Harmeet!!”

Opulent Finance Logo

15. Opulent Finance

Address:
22 Harker St, Burwood VIC 3125
Phone:1300 001 551
Website:http://www.opulentfinance.com.au/
Reviews:5/5 ⭐ from 136 reviews across 2 profiles
Services:Home Loans, Asset Finance, Vehicle Finance

Opulent Finance has facilitated the disbursement of loans up to $500 million. The Commonwealth Bank of Australia has recognised them as an elite broker due to the volume of lodgements they’ve produced.

Apart from finding the right loan program for you within their network of 30+ lenders, Opulent Finance also provides free, unlimited, and independent tax advice when you buy a property.

With a 24-48 hours loan processing time, it’s no wonder they have an impressive 98% customer retention rate. Dayan Kasturiratna founded Opulent Finance and has served as its CEO since.

His team of licensed senior accountants and mortgage brokers are experts at answering all your loan-related questions, whether it’s about a house, car, personal financing, and more. With their commitment to holistic financial advisory services, the team also offers accounting services to start-up businesses on the side.

Customer Review Highlights:

“We had quite a complicated land development construction loan – Dayan, Dinu and the team were extremely professional and went the extra mile to secure our loan. We couldn’t recommend them more highly!”